Use this free Monthly Budget Generator tool to create a custom budget. Your fixed income (net pay from your Salary Breakdown) plus any additional income forms your total income. For each expense category, add expense items by entering the item description, unit price, and quantity—the price is auto‑calculated. You may also define a savings goal by specifying a target amount, what you’re saving for, and the timeline (months) to achieve it. When you click "Preview Budget," a complete summary appears in a table format. You can then download your budget as an XLSX file. (Ensure that your expenses do not exceed your income!)
Your net pay plus any additional income forms your total income. Add expense items (displayed in columns: Item, Unit Price, Quantity, Price) and define your savings goal below. Click "Preview Budget" for a detailed summary and then download your formatted budget as an XLSX file.
Rent/mortgage, property taxes, HOA fees.
Total Housing Fixed: 0.00 ZMW
Electricity, water, gas, internet, maintenance/repairs.
Total Housing Utilities: 0.00 ZMW
Car payments, auto insurance, public transit passes.
Total Transportation Fixed: 0.00 ZMW
Fuel, maintenance, tolls, parking, ride-sharing.
Total Transportation Variable: 0.00 ZMW
Household food and essentials.
Total Groceries: 0.00 ZMW
Restaurants, takeout, coffee shops.
Total Dining Out: 0.00 ZMW
Health, dental, vision, life, disability, home/renters, and auto insurance.
Total Insurance: 0.00 ZMW
Credit cards, student loans, personal loans, medical debt.
Total Debt Repayment: 0.00 ZMW
Copays, prescriptions, medical devices, mental health services.
Total Healthcare: 0.00 ZMW
Clothing, hobbies, subscriptions, entertainment, travel, gym memberships, beauty services.
Total Personal Expenses: 0.00 ZMW
Tuition, school supplies, books, childcare, after-school programs.
Total Education & Childcare: 0.00 ZMW
Donations, community support, religious/tithe contributions.
Total Charitable Contributions: 0.00 ZMW
Gifts, holidays, home/car repairs, pet care, unexpected costs.
Total Miscellaneous Expenses: 0.00 ZMW
Income, self-employment, or property taxes.
Total Taxes: 0.00 ZMW
Supplies, marketing, professional fees, equipment.
Total Business Expenses: 0.00 ZMW